Inherited property and consumer buy to let.

What does it mean for inheriting offspring to take on the family home. It is never going to made to look like a simple process because the legal profession want a part of the pie, but does it really have to be that difficult. There are so many ways to retain ownership of property asContinue reading “Inherited property and consumer buy to let.”

The take-aways from the British Steel Pensions

From an outsiders point of view it seems that the original scheme offered by British Steel was a final salary scheme I would imagine with some guarantees, the problem being at the point of being taken over by Tata, there was talk of transferring the said final salary scheme to a money purchase with aContinue reading “The take-aways from the British Steel Pensions”

Unindustrialisation

I just made that title up. No such word, however having just listened to a meeting about the British Steel pension scheme fiasco, it just makes me think. South Wales has had it’s steel industry effectively moth balled, it’s paid off all the old staff with a very dodgy sounding pension shenanigans. There is mis-trustContinue reading “Unindustrialisation”

NHS Doctors to Consultants

Can have a slightly higher income multiple when it comes to taking a new mortgage, or a slightly stretched affordability. Why you may ask yourself would this be, because they have a slightly improved pay scale dependant on number of years in the job ! It is not easy getting on the housing ladder theseContinue reading “NHS Doctors to Consultants”

What is on my mind this week?

Well the news is filled with the Russian (Ex USSR) reclaiming their land although obviously the locals don’t like it. The thing about Russia is it would help to try and understand the history, look back to the 1990’s which unfortunately some of the Russian government seem to be stuck in that period of time.Continue reading “What is on my mind this week?”