Lazy mans work.

New normal

Well what a year 2020 was, who would have guessed. What next project 2025 or project 2030 obviously no body has thought this up yet, I mean it’s too early for the UK to rejoin the EU, and we can’t have another pandemic that soon. I just pray that my netflix keeps on working andContinue reading “New normal”

The end of furlough for some?

The UK chancellor is introducing new support for those who are not going back to work. The job support scheme or JSS, what does it mean? From what I can see if people go back to work for 5% of their normal hours there will be government support to top up income, it’s not bookContinue reading “The end of furlough for some?”

Grey Swan Events

I wanted to consider events that don’t help financially, I was trying to think of examples so here goes. Example 1. You’ve just taken out a mortgage on your first home with your partner or husband / wife, and one of you suddenly need to give up work for some reason or another, could beContinue reading “Grey Swan Events”

Mortgage Holiday and Furlough

Some people may be coming to an end of their 3 months payment break, but what happens next. You need to discuss with your lender about resuming payments may be at a reduced level, or just back to normal depending on your circumstances. There is no right or wrong answer, life is marathon and notContinue reading “Mortgage Holiday and Furlough”

Is now the time to get your pension

Seems like it might be a good time, especially if you have been thinking about it for the last few years.

National Farmers thought of the day.

National Farmers Union raised concerns with Defra (Department of farming and rural affair)s, regarding increased members of public using footpaths near farmyards, gardens, and homes. There is also a concerning risk to livestock due to increased dog walkers. Following extensive lobbying Defra have now released new guidance on Public Rights of Way. The new guidanceContinue reading “National Farmers thought of the day.”

Step Change.org (United Kingdom)

#stay home #stay safe #online delivery There is a large amount of information for anyone going through financial change due to lockdown. A brief synopsis is something like look at your budget decide what is necessary, prioritise it, and then stabilise everything. It is Easy to say keep your head when others are loosingContinue reading “Step Change.org (United Kingdom)”

The Banks and Corona

The banks and building societies became inundated with mortgage payment pause requests. In fact for a week some of the major lenders had to put new borrowing on hold to deal with the requests for re-structuring and or mortgage payment break requests. These have been available for many years just at the moment theyContinue reading “The Banks and Corona”

Payment Breaks

♠ Some lenders are producing statements similar to this. “We offer payment holidays (up to three months, and down to zero pay) to customers (Buy to let and Residential) who have or anticipate having payment problems as a result of Covid-19. We do not require evidence but we will have a conversation with each customer toContinue reading “Payment Breaks”

The chancellor

Did I hear or read this correctly, the government have said that anyone who would be made redundant or loose their job due to corona they will back dated from the 1st of March 80% of their wages. I am not confused just wondering if my eyes and ears are deceiving me?More to the pointContinue reading “The chancellor”