♠ Some lenders are producing statements similar to this. “We offer payment holidays (up to three months, and down to zero pay) to customers (Buy to let and Residential) who have or anticipate having payment problems as a result of Covid-19. We do not require evidence but we will have a conversation with each customer toContinue reading “Payment Breaks”
Author Archives: IFA on fire
The chancellor
Did I hear or read this correctly, the government have said that anyone who would be made redundant or loose their job due to corona they will back dated from the 1st of March 80% of their wages. I am not confused just wondering if my eyes and ears are deceiving me?More to the pointContinue reading “The chancellor”
The world isn’t crazy
Governments are serious about tackling Corona, that is it. However you can fly into London from Rome and Beijing…..
Covid19 the lock down
The walk to the office this evening opened a new sense of perspective to me. The air smelt fresh not laden with Petrol and Diesel Lead. I smoked for the first 20 years of my adult life, so my sense of smell has been depleted over the years, but I still know NO2 or pollutedContinue reading “Covid19 the lock down”
Enterprise Investment
It is life Jim but not as we know it. The great shift from paper to computer, which is how I see my industry changing. OK the fewer trees needed to mass produce reams of paper the better. (Please note the lack on Australian bush fire and general farming increase in the South American rainContinue reading “Enterprise Investment”
Foundation
The begin of everything lie in the foundations. A message to the bridging crowd, look at your portfolio as a whole. the complete hotel, house, caravan etc. Then think about and reassess your goals, why are you in the market trying to sell when you could just be managing your stock. In other words youContinue reading “Foundation”
Retirement Lending
RIO’s or retirement interest only
The art of being a financial adviser Adivsor.
Well having observed the industry for a number of years I am arriving at the conclusion that most FA’s are a bit like peacocks, the spread their feathers to impress. Hence all the misleading statements about what they can do for you. Yes you, save, spend do as I would like you to do. SoContinue reading “The art of being a financial adviser Adivsor.”
Know the judge
That is the answer a good lawyer knows the law, a very good lawyer knows the judge !
Reasons to save money.
I am so fortunate I live in a weather proof box, rather too large to heat in the winter and probably not as well insulated as it could be. This brings me onto education and school, you see what we teach our children will effect our future, maybe there will be plastic free aisles inContinue reading “Reasons to save money.”
All my own opinion in the South England UK 