Lazy mans work.

Do not panic

Market turmoil is just that, there will be buyers and sellers, winners and losers, and the funny thing is it’s just an emotion. There are shifts that will affect a market, interest rates is one thing that could affect the housing market, from people who are trying to enter the market, (How much can IContinue reading “Do not panic”

Inherited property and consumer buy to let.

What does it mean for inheriting offspring to take on the family home. It is never going to made to look like a simple process because the legal profession want a part of the pie, but does it really have to be that difficult. There are so many ways to retain ownership of property asContinue reading “Inherited property and consumer buy to let.”

Drought in the UK

Yes it is hot and dry (August 2022), odd for the UK because often it is wet and cold. Are you in a drought what do you need to do to keep the wells full?

The take-aways from the British Steel Pensions

From an outsiders point of view it seems that the original scheme offered by British Steel was a final salary scheme I would imagine with some guarantees, the problem being at the point of being taken over by Tata, there was talk of transferring the said final salary scheme to a money purchase with aContinue reading “The take-aways from the British Steel Pensions”

Unindustrialisation

I just made that title up. No such word, however having just listened to a meeting about the British Steel pension scheme fiasco, it just makes me think. South Wales has had it’s steel industry effectively moth balled, it’s paid off all the old staff with a very dodgy sounding pension shenanigans. There is mis-trustContinue reading “Unindustrialisation”

Making Appointments

Every business needs to speak with their customers one way or another, and we really do have so many ways to reach out. However which one is most successful and the only answer I can think of is the telephone. All these lets arrange a meeting online via teams or using calendly don’t work right.Continue reading “Making Appointments”

Confusion Reigns in the UK

Well Boris is going to step down from Being Prime Minister in the Autumn, I don’t really do politics, however I give the man credit yes he may be a Buffoon, but he sticks with his beliefs and doesn’t say I can’t handle this, neither does he leave in tears. This isn’t my thought ofContinue reading “Confusion Reigns in the UK”

My money don’t jiggle

I must admit I am watching far too many tiktoks. Anyway finance available for auction, home improvements, cars, subject to status terms and conditions apply. Your home is at risk if you don’t keep up with some sort of repayment. Honestly that sounds very 2000’s. Should it not be your home might be taken intoContinue reading “My money don’t jiggle”

NHS Doctors to Consultants

Can have a slightly higher income multiple when it comes to taking a new mortgage, or a slightly stretched affordability. Why you may ask yourself would this be, because they have a slightly improved pay scale dependant on number of years in the job ! It is not easy getting on the housing ladder theseContinue reading “NHS Doctors to Consultants”

What is on my mind this week?

Well the news is filled with the Russian (Ex USSR) reclaiming their land although obviously the locals don’t like it. The thing about Russia is it would help to try and understand the history, look back to the 1990’s which unfortunately some of the Russian government seem to be stuck in that period of time.Continue reading “What is on my mind this week?”