Lazy mans work.

The take-aways from the British Steel Pensions

From an outsiders point of view it seems that the original scheme offered by British Steel was a final salary scheme I would imagine with some guarantees, the problem being at the point of being taken over by Tata, there was talk of transferring the said final salary scheme to a money purchase with aContinue reading “The take-aways from the British Steel Pensions”

Unindustrialisation

I just made that title up. No such word, however having just listened to a meeting about the British Steel pension scheme fiasco, it just makes me think. South Wales has had it’s steel industry effectively moth balled, it’s paid off all the old staff with a very dodgy sounding pension shenanigans. There is mis-trustContinue reading “Unindustrialisation”

Making Appointments

Every business needs to speak with their customers one way or another, and we really do have so many ways to reach out. However which one is most successful and the only answer I can think of is the telephone. All these lets arrange a meeting online via teams or using calendly don’t work right.Continue reading “Making Appointments”

Confusion Reigns in the UK

Well Boris is going to step down from Being Prime Minister in the Autumn, I don’t really do politics, however I give the man credit yes he may be a Buffoon, but he sticks with his beliefs and doesn’t say I can’t handle this, neither does he leave in tears. This isn’t my thought ofContinue reading “Confusion Reigns in the UK”

My money don’t jiggle

I must admit I am watching far too many tiktoks. Anyway finance available for auction, home improvements, cars, subject to status terms and conditions apply. Your home is at risk if you don’t keep up with some sort of repayment. Honestly that sounds very 2000’s. Should it not be your home might be taken intoContinue reading “My money don’t jiggle”

NHS Doctors to Consultants

Can have a slightly higher income multiple when it comes to taking a new mortgage, or a slightly stretched affordability. Why you may ask yourself would this be, because they have a slightly improved pay scale dependant on number of years in the job ! It is not easy getting on the housing ladder theseContinue reading “NHS Doctors to Consultants”

What is on my mind this week?

Well the news is filled with the Russian (Ex USSR) reclaiming their land although obviously the locals don’t like it. The thing about Russia is it would help to try and understand the history, look back to the 1990’s which unfortunately some of the Russian government seem to be stuck in that period of time.Continue reading “What is on my mind this week?”

Online Diary

Why anyone would write their personal opinions on line for everyone to see I don’t know, but I guess if your getting paid for it there would be slightly more motivation. Inflation what a load of old baloney, milk at the co-op reduced to £1, Bread if you can call it that 75p. The costContinue reading “Online Diary”

Christmas 2021

What a year that has just been, a new virus just arrived in the UK, how much more can we take, what will the government have in store for January? Not another lock down surely. It’s the year that didn’t happen, and the only person to blame is of course yours truly, no excuses, itContinue reading “Christmas 2021”

Freedom of speech about “Net Zero”

This is the great thing about the internet there is almost anything that can be said and as long as it is not blatantly racist or inciting violence you can not go wrong because it is just thoughts and words. So here I go todays, little thoughts from me! We’ve had this funny couple ofContinue reading “Freedom of speech about “Net Zero””